14:02:06 From mtnman : I have that same question. 14:02:21 From Walter Ditlefsen To Dwight Rousu(privately) : We are over 100 14:02:43 From Dwight Rousu : Please mute yourself if listening 14:03:04 From Teresa : There are retirement presentation/webinars out on the SPEEA site, towards the end of presentation Matt addresses the Medicare change. 14:03:29 From Dwight Rousu : Maybe SPEEA has a bigger zoom account than the 100 limited accounts 14:06:01 From Sam Stones SHIBA (He/Him) : Your Medicare Choices: https://www.insurance.wa.gov/sites/default/files/documents/your-medicare-coverage-choices_0.pdf Approved Medigaps Oct - Dec 2023 https://www.insurance.wa.gov/sites/default/files/documents/medicare-supp-plans_65.pdf 2024 Part D Stand Alone Prescription Drug Plans https://www.insurance.wa.gov/sites/default/files/documents/2024-part-d-medicare-standalone-plans_1.pdf 2024 Medicare Advantage Plans in King County https://www.insurance.wa.gov/sites/default/files/documents/2024-medicare-advantage-plans-king-county_0.pdf Setting up a My Medicare Account https://www.insurance.wa.gov/sites/default/files/documents/plan-finder-account-creation.pdf 14:07:05 From Steve & Sara Lundin : was hoping this was going to address changes from what we were getting under regence verses aetna. Don’t need to know about medicare in general. 14:08:02 From tom howell : us too 14:08:12 From Dwight Rousu : this is a first part, information from SHIBA 14:08:36 From Sam Stones SHIBA (He/Him) : Replying to "was hoping this was ..." Hello Steve, Here at SHIBA we have been getting a ton of Boeing Retirees interested in general open market Medicare plans if they were to no longer go with the retiree plan. We want to make sure everyone knows their options if they take that route. 14:09:24 From Steve & Sara Lundin : Replying to "was hoping this was ..." okay 14:09:36 From Dwight Rousu : SPEEA has scheduled their meetings to inform about the medicare Advantage plan they arranged for you to be defaulted into 14:10:22 From Miles’s iPad : I agree with DR above. I think most of us know about general Medicare options at this point. 14:11:12 From Matt Kempf : https://event.on24.com/eventRegistration/EventLobbyServlet?target=reg20.jsp&eventid=4335592&sessionid=1&key=4E644D977EF1EFCCE728CD9642F4CE79&groupId=4968074&sourcepage=register 14:11:24 From Matt Kempf : Link to Boeing / Aetna webinars with specifics 14:12:27 From chris and lynne merrill : Thanks Matt 14:12:54 From jjordan : Visit aet.na/BoeingPlanD to signup for a Aetna virtual session which was extremely helpful today. They are hosting 3 more sessions 11-9, 11-14 (2 sessions) or call Atena Customer Service 855-527-2443 14:14:53 From Dwight Rousu : SPEEA and Aetna are not showing you options to stay with traditional Medicare Fee For Service, such as we have been in up until now. We are later trying to do some of that. 14:14:56 From Chris : Matt - I've listened through the Aetna presentation on their plan. Do you all have anything more to add to that, things to be aware of that they don't bring up, etc.? 14:17:50 From Matt Kempf : Replying to "Matt - I've listened…" Nothing special. You should be up to speed If you watched the Aetna presentation (which I thought was a pretty good) 14:19:57 From William Hurt : Who can tell us if the coming boeing changes will cover our Polyclinic providers? 14:23:00 From Dwight Rousu : You can ask Polyclinic, they may know if the plan can be identified. You can ask Aetna. 14:23:37 From Sarah V (she/her) OIC : Replying to "Who can tell us if t..." Hi William, you can call Aetna customer service and ask about if your providers will be covered. The Aetna number is located in the letter you received from Boeing. 14:25:57 From Miles’s iPad : From what I heard, Aetna is negotiating with Optum (Polyclinic). When I talked to Aetna, the people I talked to couldn’t give me a good answer. At the Aetna talk yesterday, they said it was still being negotiated. 14:28:27 From Sam Stones SHIBA (He/Him) : Approved Medigaps Oct - Dec 2023 https://www.insurance.wa.gov/sites/default/files/documents/medicare-supp-plans_65.pdf 14:28:50 From Dwight Rousu : The supplement plans pay MOST of what Medicare does not pay. 14:31:01 From Steven Ziskind : `Comparing the previous BCBS plan from Boeing with the new Aetna plan, the monthly premium has gone to zero. Also, the max out of pocket expense is listed as $800, which is far below other such plans. How is this possible? What am I missing? 14:32:41 From Robert Harrison : Replying to "`Comparing the previ..." Aetna says it gets our Medicare money plus some because they are rated 4.5 stars. 14:33:00 From chris and lynne merrill : Reacted to "`Comparing the previ..." with 👍 14:33:07 From Dwight Rousu : Two very different insurance plans, Steven 14:33:26 From Robert Harrison : Replying to "`Comparing the previ..." The $800 is per person and is for medical costs only, not prescription. 14:33:31 From Matt Kempf : Replying to "`Comparing the previ…" Aetna gets around $1200/mo from the fed, plus your part B premium 14:33:58 From Robert Harrison : Reacted to "Aetna gets around $1..." with 👍 14:34:36 From Matt Kempf : Replying to "Who can tell us if t…" Polyclinic / The Everett clinic are in active negotiations. They may reach a deal (hopefully) and they may not. Currently they are not in network and not willing to bill Aetna. 14:34:54 From Steven Ziskind : Replying to "Two very different i..." Dwight, what are the key differences? 14:35:25 From Dwight Rousu : My later presentation has some of the differences 14:36:01 From chris and lynne merrill : Replying to "`Comparing the previ..." I got hit with income adjustment part B doubled for me is that evaluated every year in January based on the last year tax return income? 14:36:56 From Steven Ziskind : Replying to "My later presentatio..." Where can I view the presentation? 14:37:56 From Dwight Rousu : If you have a high income, I understand your plan cost may be adjusted up, but you need to research the question and maybe talk to a professional advisor for that. 14:39:29 From Dwight Rousu : We are planning to post the video of this meeting. If you want a hard copy of my presentation, I can email it to you later. 14:40:07 From Matt Kempf : Replying to "If you have a high i…" You can quickly google IRMAA. Part B and D IRMAA based on tax returns from 2 years prior.. so high income in 2023 will affect IRMAA in 2025 14:40:22 From chris and lynne merrill : Replying to "If you have a high i..." I changed some old IRA accounts and was taxed so it made my normal income look twice as much. Hoping this will be evaluated every year. 14:40:58 From Steven Ziskind : Replying to "We are planning to p..." Yes, please email it. 14:41:08 From chris and lynne merrill : Replying to "If you have a high i..." @Matt Kempf Matt is this looked at on a yearly in January? 14:41:22 From iPhone : Replying to "We are planning to p…" Yes please email the link 14:41:59 From Miles’s iPad : If I stay with Boeing’s Aetna plan for 2024 but don’t like it, would I be eligible for a type F supplemental plan (I meet the age requirement) in 2025? Do they have to accept me? What about pre-existing conditions? 14:42:01 From K Miller : what's the website link you will post slide deck to? 14:42:18 From Matt Kempf : Replying to "If you have a high i…" Every calendar year your part B/D IRMAA is based on the tax returns from two years prior. This happens every year 14:43:51 From chris and lynne merrill : Replying to "If you have a high i..." Thanks hoping that was the case 14:44:30 From Steve : Does Boeing ending the medicare supplement plan that I am covered with mean I have guaranteed issue rights to get another medicare supplement plan (medigap)? That is I want to continue with original medicare and a plan G medicare suplement from the WA State HCA plan through Blue Cross Premera for $187/mo. will I have to get thru a health questionaire? Or do I have to cancel my Boeing supplement before it ends 12/31/23? 14:45:18 From Sam Stones SHIBA (He/Him) : https://www.insurance.wa.gov/sites/default/files/documents/medicare-supp-plans_65.pdf 14:45:52 From Dwight Rousu : medicare.com is a good source of info when you dig down into it 14:45:56 From Steven Ziskind : Will there be a presentation from anyone else? 14:46:01 From chris and lynne merrill : Replying to "https://www.insuranc..." Yes got it 14:46:11 From Sam Stones SHIBA (He/Him) : Replying to "If I stay with Boein..." @Laura Ryan, are you able to assist? Thanks! 14:46:39 From Dwight Rousu : A-N are types of plans 14:47:07 From Laura Ryan : "You don’t have to take a written health screen if: You have the right to buy: You can/must apply for a Medigap policy: Washington state law: 3. You have Original Medicare and an employer group health plan (including retiree, COBRA or union coverage) that pays after Medicare pays and that plan is ending. No pre-existing condition wait period" 14:47:12 From Dwight Rousu : The website lets you dig down into individual plans for much info 14:47:19 From Laura Ryan : this link is helpful: https://www.insurance.wa.gov/sites/default/files/documents/what-you-need-to-know-medigap-plans_4.pdf 14:47:27 From Sam Stones SHIBA (He/Him) : Reacted to "this link is helpful..." with 👍 14:47:38 From mtnman : As far as I understand, elibility for Medicaid involves a a restriction on assets. Any benefits may be subject to estate recovery unless special circumstances are involved. 14:48:18 From Sam Stones SHIBA (He/Him) : Replying to "As far as I understa..." Medicare Savings Program in WA state no longer has an asset limit. Extra Help does. 14:48:30 From Laura Ryan : Replying to ""You don’t have to t..." This is page 8, point 3 14:48:39 From Laura Ryan : Replying to ""You don’t have to t..." https://www.insurance.wa.gov/sites/default/files/documents/what-you-need-to-know-medigap-plans_4.pdf 14:50:39 From Laura Ryan : Replying to "If I stay with Boein..." Mike - Please reference this document, page 8, point 3: https://www.insurance.wa.gov/sites/default/files/documents/what-you-need-to-know-medigap-plans_4.pdf 14:51:00 From Dwight Rousu : David had his hand up first 14:51:07 From Laura Ryan : Reacted to "@Laura Ryan, are you..." with 👍 14:52:50 From Frank Wong To Walter Ditlefsen(privately) : I'm new to ERS. Can I able to access to the ERS website. I will send my application to becoming be a ERS member. Thank you, 14:54:21 From Sarah V (she/her) OIC : Here's the link to the Montana SHIP program, https://dphhs.mt.gov/SLTC/aging/SHIP 14:55:31 From Laura Ryan : Boeing's Aetna Medicare Advntage plan is a retiree plan and exiting the Boeing portfolio will allow you take advantage of No pre-existing condition wait period under RCW 48.66.055 14:55:49 From Frank Wong To Walter Ditlefsen(privately) : My email address: chihokw@yahoo.com 14:55:51 From Sarah V (she/her) OIC : Reacted to "Boeing's Aetna Medic..." with 👍 14:56:51 From Laura Ryan : Replying to "Boeing's Aetna Medic..." https://app.leg.wa.gov/RCW/default.aspx?cite=48.66.055 14:57:20 From Dwight Rousu : Next presentation will address some Hartmann issues 14:57:41 From qy375c : Is there a donut hole in this Aetna Advantage plan? 14:58:12 From mtnman : I am not currently on a Boeing/AETNA Medicare plan so I figure I'm not affected by whatever changes are occurring. 14:59:55 From Sarah V (she/her) OIC : Here's one resource about Medicare Advantage Plans: https://www.insurance.wa.gov/sites/default/files/documents/medicare-advantage-plans-before-buy_4.pdf 15:00:33 From Matt Kempf : Replying to "Is there a donut hol…" No donut hole. 15:00:44 From Matt Kempf : Replying to "I am not currently o…" Correct. 15:00:47 From Sarah V (she/her) OIC : Comparing Medigap plans to Medicare Advantage: https://www.insurance.wa.gov/sites/default/files/documents/ma-medigap-compare-chart_1.pdf 15:00:47 From Dwight Rousu To Walter Ditlefsen(privately) : Do you want to host the transition to the next presentation 15:01:07 From Sarah V (she/her) OIC : Replying to "Comparing Medigap pl..." this is the chart Don mentioned 15:01:55 From Walter Ditlefsen To Dwight Rousu(privately) : I’ll let you do it 15:03:40 From mtnman : If it seems to be too good to be true... (referring to the $800 out-of-pocket cost limit) There's got to be a trade-off. 15:04:45 From Sarah V (she/her) OIC : This is a great resource that goes through different scenarios and whether you need to take a health screen: https://www.insurance.wa.gov/sites/default/files/documents/what-you-need-to-know-medigap-plans_4.pdf 15:05:12 From Walter Ditlefsen To Dwight Rousu(privately) : i could host the transition I guess. Just tell me when. 15:06:13 From Dwight Rousu To Walter Ditlefsen(privately) : Anounce 2 moew hands then done 15:07:16 From Dwight Rousu To Walter Ditlefsen(privately) : Two more and done... 15:08:04 From Dwight Rousu To Walter Ditlefsen(privately) : going longer, maybe ONE more? 15:08:06 From K Miller : Matt Kempf, is there Boeing SPEEA seminars offered for retirees who are about to sign up for Medicare. Overview of the Boeing Supplement plan?.. 15:08:44 From Dwight Rousu To Walter Ditlefsen(privately) : Pendoreille is next hand, invite him in 15:12:54 From Dennis Sarr : how to save the chat? 15:14:09 From Dwight Rousu : Chat will be sent out. You can save it with clicking on the three dots in the bottom of this pannel 15:15:52 From Steve : Just to share if you choose to get a new medicare supplement plan ... insurance company will require you to provide your medicare part b id to be able to sell you a medicare supplement (medigap plan) 15:16:29 From Matt Kempf : Replying to "Matt Kempf, is there…" https://event.on24.com/eventRegistration/EventLobbyServlet?target=reg20.jsp&eventid=4335592&sessionid=1&key=4E644D977EF1EFCCE728CD9642F4CE79&groupId=4968074&sourcepage=register 15:16:32 From Matt Kempf : Replying to "Matt Kempf, is there…" Yes 15:20:47 From mtnman : 10pm PST? 15:23:43 From mtnman : To clarify, I'm referring to slide 2 of Dwight's presention. 15:24:03 From mtnman : Oops, "presentation" 15:28:26 From Walter Ditlefsen To Matt Kempf(privately) : Thanks for attending! 15:34:54 From Jason Collette SPEEA Staff : Open enrollment ends at 5pm Pacific on 11/22. 15:45:18 From bill benton : matt kempf 15:45:58 From Matt Kempf : Replying to "matt kempf" yes 15:46:20 From bill benton : is this being recorded where I could view it later? 15:50:24 From chris and lynne merrill : Great presentation, hopefully the Biden administration will be able to tackle these issues. 15:53:05 From qy375c : Is there a donut hole in Aetna Plan? 15:53:20 From mtnman : A plug for PSARA in regards to information regarding Medicare privatization. 15:53:24 From Matt Kempf : Replying to "Is there a donut hol…" No donut hole. 15:54:28 From Carolyn : If I have a 25-year-old son that I still need to cover, is this SPEEA Medicare Advantage really my only option for 2024? Then, once he turns 26 next October, I can switch to a non-Boeing supplement for 2025 if I prefer that to the Boeing Advantage plan? Thanks 15:59:01 From John Kelly : what supplemental plan letter is equivalent to current boeing plan 16:01:55 From Laura Ryan OIC : Please refer to the link posted before- if you leave Boeing retiree program you do have the option to take a supplement with no health screen/pre-authorization 16:01:56 From Steve : As I understand things you can always return to original medicare but may not medically qualify for any company to sell you a medicare supplement 16:02:20 From Sarah V (she/her) OIC : Reacted to "Please refer to the ..." with 👍 16:02:44 From Laura Ryan OIC : Replying to "Please refer to the ..." https://www.insurance.wa.gov/sites/default/files/documents/what-you-need-to-know-medigap-plans_4.pdf 16:03:12 From Steve : I think you mean plan F 16:03:52 From Sarah V (she/her) OIC : We've shared this before but this chart shows what each letter covers, https://www.insurance.wa.gov/sites/default/files/documents/medicare-supp-plans_65.pdf 16:04:41 From Aslaug H. : Are there out-of-pocket maximums for the Supplement plans G? 16:07:56 From stephen's wood : I assume I must accept the Aetna MA plan if I want to keep my under-65 spouse on the non-Medicare Boeing retiree supplement plan. Am I correct? 16:10:47 From stephen's wood : Replying to "I assume I must acce…" Sorry. Not supplement plan. Just the Boeing retiree plan. 16:11:58 From Dwight Rousu : Story: some are advocating doing denials by AI 16:13:15 From Dwight Rousu : Investigations have found some MA doing denials at random with no medical input. 16:13:31 From mtnman : AI can make mistakes. "It's not us, blame the AI!" 16:13:36 From Old Guy : I'm no expect, but that is the way it was explained to me over and over again. But be careful when you select an advange plan eventually you my not get a medigap planI 16:18:03 From Dwight Rousu : Medicare Advantage firms are paid per enrollee by the government. 16:18:28 From Old Guy : *after you lose guaranteed issue rights you may not be able to get a medigap plan because eventually you will have to go medical underwriting and you can be denied coverage. 16:19:42 From Dwight Rousu : The MA firms pay for various things specified in the old part A and B sections. 16:21:41 From Dwight Rousu : They get paid more if their member is more ill. Some of the graft is in UPCODING to claim the member is sicker than they really are. 16:22:48 From Jason Collette SPEEA Staff : Under the Affordable Care Act, no qualifying plan may have lifetime limits. 16:29:10 From mtnman : Thanks for a very informative meeting. 16:29:34 From Steve : A suggestion from my experience is to deffinitely look up on the WA State Ins commisioner website to find a welcome to medicare class 16:29:37 From rob : Thank you 16:29:49 From Laura Ryan OIC : Reacted to "A suggestion from my..." with 👍 16:30:09 From rob : righy on Matt